Vol. 4 No. 2 (2025): IBR - DECEMBER 2025

Articles

• The Influence of OJK Supervisory Interventions on Risk-Taking Behavior in Indonesian Banks

  Halimatus Sakdiyah (Author)

  88-103

  • PDF

• Digital Bank Entry and Competitive Dynamics in Indonesia’s Retail Banking Market

  Diva Bestiaulia (Author)

  104-118

  • PDF

• Instant Payment Adoption and Merchant Credit Access in Indonesia: Evidence from QRIS Expansion

  Aris Abdillah (Author)

  119-133

  • PDF

• Financial Inclusion Strategies Through Branchless Banking in Indonesia

  Shalahudin Habibullah (Author)

  134-148

  • PDF

• E-Wallet Integration with Banking Services: Implications for Financial Inclusion

  Novianti Novianti (Author)

  149-159

  • PDF