Integration of Modern Investment Strategies and Risk Management in the Digital Finance Era

Abstract

This study aims to analyze the development of modern investment strategies and the implementation of integrated risk management within the context of the digital economy. Using a literature review approach based on scholarly works from the past five years, this research reveals that the application of artificial intelligence, machine learning, and big data analytics has revolutionized the paradigm of investment management from conventional systems into intelligent technology-based models. On the other hand, the implementation of integrated risk management plays a crucial role in maintaining portfolio stability and resilience amid increasingly complex global market volatility. The integration of data-driven strategies, environmental, social, and governance principles, and an understanding of investor behavior results in a more efficient, adaptive, and long-term–oriented investment system. The findings affirm that the success of modern investments is determined not only by technological innovation but also by disciplined risk governance, transparent information management, and a strong commitment to sustainability and socio-economic responsibility in the digital finance era.